工行信用卡可免费换“芯” 芯片卡不易被伪造

Icbc credit card can be free for "core" chip card is not easy to be forged

Icbc recently launched a magnetic stripe card free replacement chip credit card business, including standard unionpay Jin Pu card, Air China companion peony unionpay card, icbc ctrip card (union pay) brand, 60 credit card product has complete chip medium upgrade, after upgrade chip card, higher performance chip data storage medium large, difficult to be forged, can effectively improve the ability of card security. From now on, the original have a magnetic stripe card user can carry id card and the card to icbc branch in card formalities for free.

It is understood that the upgrade card is mainly for brand unionpay debit, compared with the traditional magnetic stripe card, chip card after the upgrade is not only higher security and stronger security ability, use rise more convenient also. Small chip CARDS support electronic cash and contactless payment function, the cardholder can be from the line of credit card deposit less than 1000 yuan in the circle of quota to electronic cash accounts, when using this section lines, without having to enter a password or signature, just place your credit card POS machine induction area, can be like a transportation card to deduct directly. At present, there are nearly 180000 in the Shanghai area, POS equipment can realize non-contact payment function, covering supermarket chains, department stores, drug stores, restaurants and many other industries, in addition to the traditional field, in the Shanghai area part of vending machines and parking lot, vegetable market, fast food restaurants, and other small payments can also accept credit card chip.

Change is the "core" business will be more product coverage to the chip card and cardholders, service scope involved 60 with those issued by the icbc unionpay debit card brand. Aspects, according to the icbc chip card technology will gradually mature, the product will be more diversity, use will be more widely, in 2012, icbc has launched a quick alien card flash cool icbc card, compared with the ordinary chip card, it is more small easy to carry, can be tied to a key ring or on the phone, when making small contactless payments more convenient.

Although carried a contact type and non-contact chip, chip card production cost is much higher than a magnetic stripe card, but the bank said on December 31 for unionpay brand magnetic stripe card upgrade chip card business card from the chip card replacement fees. Currently hold unionpay brand magnetic stripe CARDS users can carry id card and the original card to apply for icbc branch card in the city, and will be submitted within two weeks via EMS postal express mail way to receive new credit card chip.