Boc association: credit card payments at least 3 days grace period
The China banking association of professional committee of the bank announced revised the China bank card industry self-discipline ", strengthen information disclosure requirements, to set up the tolerance capacity when reimbursement mechanism, since July 1st,.
Convention requirement member units to strengthen credit card business information disclosure, in the credit card application form in order to highlight the font specified interest-bearing rules, and through the web site to provide the channel such as calculation rules and simulation case; Credit card due to reimbursement at least 3 days before the bills, SMS, E-mail, telephone or letter of approach to the cardholder to reimbursement tip; To provide more bills for the cardholder, selection, change.
Member unit to provide a certain period of repayment period of grace service, reimbursement grace period since due to reimbursement up at least 3 days; In reimbursement the grace period inside reimbursement shall be regarded as the payment on time.
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